Middletown maintains email distribution lists of local real estate agents, flood insurance brokers, and land surveyors and distributes quarterly outreach materials to these individuals. We will also call on our industry stakeholders should community education and outreach events arise. If you have not already received an email from the Floodplain Manager, please email skrause@middletownnj.org to be added to the email list.
Real Estate and Insurance Agents
On July 7, 2023, Governor Phil Murphy signed bill S3110/A4783, which requires sellers of property and landlords to make certain notifications regarding flooding. For more information see here. (PDF). The updated NJ Property Disclosure Form can be downloaded from the NJ Department of Consumer Affairs here (PDF).
If your agency would like the Floodplain Manager to speak at your office on the nexus between floodplain management and real estate, feel free to call the office to set up a day and time (732-615-2000 ext. 2167).


Version OptionsResources for Industry and Professional StakeholdersHeadline
FHA's Limited 203(k) Program permits homebuyers and homeowners to finance up to $35,000 into their mortgage to repair, improve, or upgrade their home. Homebuyers and homeowners can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or an FHA appraiser. Homeowners can make property repairs, improvements, or prepare their home for sale. Homebuyers can make their new home move-in ready by remodeling the kitchen, painting the interior, or purchasing new carpet. Read a PDF with more information about the program.
If you are a flood insurance broker, FEMA offers per-packaged marketing materials you can utilize for your clientele.

Information on becoming ANFI certified can be found here Version OptionsResources for Industry and Professional StakeholdersHeadline. The Association in National Flood Insurance certification was developed in collaboration with FEMA.
Flood Insurance manuals and handbooks can be found here.
Surveyors and Engineers
The 2023 FEMA Elevation Certificate has been released and must be used for all certificates signed and dated as of July 7, 2023.
Please see FEMA's page with resources for surveyors and engineers, including map amendments and changes to a FIRM.