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Tax Collection
Any questions concerning your assessment or change of address should be directed to the Tax Assessor. The Collector is responsible for the billing and collection of taxes only.
Tax payments are due quarterly. The dates are as follows:
- February 1
- May 1
- August 1
- November 1
There is a 10-day grace period unless the last day to pay falls on a weekend or holiday. The grace period is then extended to the next business day. The last day to pay without interest is by 4:00 PM on the last day of the grace period.
Payments received after the 10-day grace period will be considered delinquent and subject to interest (N.J.S.A. 54:4-66). For the November quarter, due to the accelerated tax sale, payments received after 4:00 PM on November 10 must be made by bank cashier check or money order.
Read the New Jersey Property Taxpayers' Bill of Rights. (PDF)
Bills are mailed only once a year. This bill should be given to the new owner or their paying agent upon sale or exchange of this property. A charge will be imposed for a duplicate tax bill.
If you recently paid off your mortgage and now pay property taxes directly to the Township, the advice copy of the tax bill should be used for payment.
Taxpayers are urged to read all the information contained on the front and the back of their tax bills. Please note that according to N.J.S.A. 54:4-64 failure to receive a tax bill does not invalidate the tax due; it is the PROPERTY OWNER'S responsibility to ascertain from the proper official (Tax Collector) the amount due.
The 1st half taxes (preliminary) of any year are based on ½ of the previous years’ taxes. When the bill for the 2nd half taxes (final) is rendered, the tax rate has been established and the total years’ tax fixed. The estimated (preliminary) amount is deducted and the remainder becomes your second half taxes. N.J.S.A. 54:4-64.
Property Tax Reimbursement Programs
Senior Freeze Applications (2022)
The State will begin mailing 2022 applications in mid-February 2023. The deadline to file the application was October 31, 2023. Any questions should be directed to the Senior Freeze Hotline at 1-(800) 882-6597.
The ANCHOR Program Replaces the Homestead Benefit Program
New Jersey residents should have received filing information mailers for the 2019 ANCHOR – Affordable New Jersey Communities for Homeowners and Renters – property tax relief program. The ANCHOR program replaces the Homestead Benefit program and expands the amount of property tax relief while also boosting eligibility to twice as many homeowners and including tenants, once again. The deadline for filing an ANCHOR application is Tuesday, February 28, 2023.
The State will begin sending mailers to tenants and homeowners by county on the following dates:
| Counties | Delivery |
|---|---|
| Burlington, Mercer, Hunterdon | September 12 |
| Essex, Atlantic | September 14 |
| Bergen, Warren | September 16 |
| Salem, Ocean, Sussex | September 19 |
| Gloucester, Hudson, Cumberland | September 21 |
| Monmouth, Somerset | September 23 |
| Union, Passaic | September 26 |
| Middlesex, Cape May | September 28 |
| Camden, Morris | September 30 |
Please do not call the STATE about a missing mailer until at least two weeks after the expected delivery date for a county.
The Division will email 2019 ANCHOR program filing information to homeowners who had requested their 2019 application be sent through email when they filed their 2018 Homestead Benefit application. The emails are issued following the mailing schedule above.
Eligible homeowners are encouraged to file applications online or by phone. However, some homeowners will be required to file a paper application. All eligible tenants can file online or by completing a paper application. However, we encourage online filing when tenants have no phone option.
The online application, filing instructions, and paper applications can be accessed at nj.gov/taxation. The automated telephone filing system will be available 24 hours a day, seven days a week during the filing period at 1 (877) 658-2972.
To be eligible, homeowners must have:
- Been a New Jersey resident; and
- Owned and occupied a home in New Jersey that was their principal residence (main home) on October 1, 2019; and
- Paid the 2019 property taxes on their main home; and
- Had 2019 New Jersey gross income of not more than $250,000
To be eligible, tenants must have:
- Been a New Jersey resident; and
- Rented and occupied an apartment or residence in New Jersey that was their principal residence (main home) on October 1, 2019; and
- Lived in a unit with its own separate kitchen and bath facilities (if the building had more than one dwelling unit); and
- Paid rent on their main home, which was subject to local property taxes; and
- Had 2019 New Jersey gross income of not more than $150,000
Applicants will choose to receive their benefits either as a check or direct deposit. If you have any questions about the ANCHOR or Senior Freeze programs, please call the State at:
- General online information: nj.gov/treasury/taxation/anchor/index.shtml
- Homeowners file applications by phone: 1 (877) 658-2972
- Homeowners file applications online: nj.gov/treasury/taxation/anchor/home-file.shtml
- Tenants file online: nj.gov/treasury/taxation/anchor/tenant.shtml
- To ask questions: 1 (888) 238-1233
- In-person assistance at Taxation Regional Information Centers; for faster service, we strongly recommend making an appointment: nj.gov/treasury/taxation/contact.shtml
- Text Telephone Service (TTY/TDD) for hearing-impaired users: 1 (800) 286-6613 or (609) 984-7300
- Taxation email address for ANCHOR: NJ.Anchor@treas.nj.gov
- Taxation email for general tax questions: nj.taxation@treas.nj.gov.
State Property Tax Relief Programs
Information about State Property Tax Relief Programs, including eligibility criterion and potential deduction or credit amounts, is available on the Division of Taxation’s website.
Tax Lien Sale Date: TBD 2023
In New Jersey, all municipalities are required to hold at least one Tax Sale per year. The 2023 Accelerated Tax Sale for the Township of Middletown will be an ELECTRONIC TAX SALE held on TBD. The links to the Tax Sale website and instructions on how to register for the Tax Sale will be available starting TBD.
For all questions regarding auction procedures including registration, training, bidding, or deposits please contact Real Auction Customer Service at 954-734-7401 or 877-361-7325.
The properties sold at this year’s Tax Sale are those with delinquent taxes for the tax year 2023 and prior years. State law regarding the New Jersey Tax Sale process can be found in New Jersey statute: N.J.S.A 54:5-19 etc. The New Jersey statutes can be found at the library or online at: www.njleg.state.nj.us.
A TAX LIEN DOES NOT GIVE YOU POSSESSION OF OR THE RIGHT TO TRESPASS ON THE PROPERTY. THAT IS DONE THROUGH THE FORECLOSURE PROCESS.
You are urged to familiarize yourself with the Tax Sale process and do your due diligence on any property you bid on.
Although sewer charges will not be sold this year, if your account is delinquent then you are strongly urged to contact the Sewer Authority at 732-495-1010 to bring your account current. These delinquent charges will be sold at some point next year.
All payments received after November 13, 2023, for property taxes MUST be made using guaranteed funds: attorney trust check, title company check, cashier’s check and/or money order in order to remove the property from the Tax Sale process. Any other form of payment WILL NOT be accepted. All other checks — online, personal, and business — WILL be returned. In addition, the credit card/ACH payment options WILL NOT be available after 4:00 PM, November 13, 2023.
Per this process, delinquencies will be subject to a 2% cost of sale (minimum $15 but no more than $100). In addition, delinquencies will be subject to a mailing fee of $25 for each mailing. Two mailings are scheduled for this process. THESE FEES ARE REQUIRED AS PART OF THE TAX SALE PROCESS AND CANNOT BE WAIVED.
NOTE: Failure of the property owner to receive a notice of Tax Sale properly mailed by the Tax Collector shall not constitute grounds to void the subsequent Tax Sale.
After November 13, 2023, the amount is calculated as follows:
Delinquent Taxes/Delinquent Sewer Charges + Interest + Cost of Sale + Mailing Fees = Total Amount Due
To receive the exact amount owed for taxes, please contact the Tax Office at 732-615-2086.
For questions regarding delinquent sewer charges owed, please contact the Sewer Authority at 732-495-1010.