The Middletown Township Social Services Department provides referrals to appropriate agencies for every resident if eligible or ineligible for the GA Program.
Emergency Rental Assistance Program
Through direct funding received by Monmouth County from the United States Department of Treasury under the Emergency Rental Assistance Program (ERAP), New Jersey SHARES has partnered with the County to provide assistance with tenant’s utility bills.
Emergency Rescue Mortgage Assistance Program
Registration is open for the Emergency Rescue Mortgage Assistance (ERMA) program from the New Jersey Housing and Mortgage Finance Agency (NJHMFA). This is being made possible through a $325 million infusion from the Federal Homeowners’ Assistance Fund that is part of the American Rescue Plan. Under this new program, eligible homeowners can receive up to $35,000 to cover mortgage arrearages, delinquent property taxes, and other housing costs delinquencies for those who were negatively impacted by the pandemic. This can help protect thousands of homeowners from foreclosures and neighborhoods from being impacted.
Free housing counseling will also be available through ERMA to assist homeowners in applying for assistance as well as guide them through all available options, even working with their mortgage companies to get the best possible outcome. Find an agency that can provide housing counseling. Individuals can also call 855-647-7700 for assistance.
To qualify for the ERMA program, homeowners must:
- be a New Jersey homeowner with demonstrated COVID-19-related financial hardships occurring after January 20, 2020
- own and occupy an eligible primary residence
- have an income below 150% of their Area Median Income (AMI)